Resources & Insights


Managing the Risks of Host Liquor Liability

A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and then injures a third party. A business can face a similar exposure when it hosts a social event where alcohol is served, such as an open house, holiday party or employee picnic.

Anytime you provide alcohol to individuals in a non-commercial manner, you are considered a social host. After the Supreme Court of Canada’s decision in Childs v. Desormeaux, social hosts generally are not responsible for the acts of guests that consume alcohol.  However, a social host may become responsible for the acts of their guests if their conduct creates or exacerbates a risk to the public. It is important to take the appropriate steps to control your risk.

White Paper: Limiting Social Host Liquor Liability


News Brief: In BC the Polluter Pays

BC Supreme Court holds company liable for over $4 million in remediation costs

The “polluter pays” principle is a foundation of environmental law in Canada and one that all businesses should be aware of. The principle, which was formally recognized by the Supreme Court of Canada in 2003 (Imperial Oil Ltd. v. Quebec), holds polluters absolutely responsible for all present and future costs associated with the pollution they cause—including remediation costs. The B.C. Supreme Court recently upheld the “polluter pays” principle—holding a company from B.C. liable for the cleanup costs of the pollution it caused, to the tune of $4.75 million.

Read the full New Brief:

News Brief – Polluter Pays Principle- Oct 09 2014


Business Continuity Planning

Business Continuity Planning- Guide to Developing a Plan

For all businesses large or small, having a plan to rely on in a time of crisis can be the difference between closing your doors temporarily or permanently. The problem is, Business Continuity Plans can be complex and difficult to develop.

Megson FitzPatrick is proud to share our Business Continuity Planning- Guide to Developing a Plan. If you have any questions regarding this document or would like assistance developing a Business Continuity Plan, please contact us by completing the form on this page.

White Paper: Business Continuity Planning


Landlord Guide

Landlord BC, Insurance Brokers, Insurance Agents, Insurance Victoria BC, Megson FitzPatrick, ICBC, Uptown, Motorcycle Insurance, Earthquake, Risk Management, Home Insurance, Business Insurance, Commercial Insurance, Auto Insurance, Car Insurance

Landlord BC, Insurance Brokers, Insurance Agents, Insurance Victoria BC, Megson FitzPatrick, ICBC, Uptown, Motorcycle Insurance, Earthquake, Risk Management, Home Insurance, Business Insurance, Commercial Insurance, Auto Insurance, Car Insurance

Whether you’re renting out a property for the first time or if you have had multiple properties as rentals for some time, our Landlord Guide will help you manage your risk exposure.

In this guide you will find best practices on:

  • Background Screening Potential Tenants
  • A Checklist for Selecting Good Tenants
  • How to Avoid Lawsuits from Tenants
  • Protecting Tenant Personal Information from ID Theft
  • Avoiding Security Liability
  • Useful Links
  • and more.

Please complete the form for instant access to the “Landlord Guide” white paper.