Reducing Your Total Cost of Risk

Many business insurance customers and their brokers focus exclusively on insurance product features and price because they are easy to see. At Megson FitzPatrick, we believe that this is not an effective or complete solution to risk management. We believe in working with you to discover the true cost of risk for your business. We develop and deliver a customized solution using proactive risk management and our risk reducing services to minimize your Total Cost of Risk, without exposing your business to hidden danger.

The Insurance Iceberg

The Iceberg graphic illustrates a few of the financial liabilities that may be contributing to your Total Cost of Risk.
 

Risk Reducing Services

As part of our commitment to reducing your total cost of risk, Megson FitzPatrick offers a range of risk reducing services including:

1. Property Appraisals- Buildings & Equipment
2. Human Resources Toolbox
3. Disaster Recovery and Business Continuity Planning
4. Business Interruption & Coverage Audit
5. Loss Control/Inspection Facilities
6. Contract Review
7. Workplace Safety Audit
8. Safety Program Development
9. Pre Construction Survey
10. Niche-Specific Information Seminars
11. Claims Kit
12. Loss Prevention Kit
13. Employee Personal Lines Program