html, body {
	height:100%;
	margin: 0px;
	padding: 0px;
	border: none;
	text-align: center;
}

body {
	font-family: Arial, sans-serif, Verdana;
	background: #FFFFFF;
}

body table {
clear:both;
}

/* Main Table */

.main_table {
	width: 1007px;
	margin-left: auto; 
	margin-right: auto;
	color: #48748E;
	border-left: none;
	border-right: none;
}

/* Header */

.head-top {
	width: 1007px;
	height: 5px;
	background-color: #B9C7D4;
	vertical-align:top;
	padding: 0px;
	margin: 0px;
	background-image: url("images/spacer.gif");
}

.header-left {
	width: 236px;
	height: 131px;
	background-color: #B9C7D4;
	vertical-align:top;
	padding: 0px;
	margin: 0px;
}

.header-right {
	width: 771px;
	height: 131px;
	text-align: right;
	background-color: #B9C7D4;
	vertical-align: bottom;
	background-image: url("images/header-nav-bg.gif");
	background-repeat: no-repeat;
	padding: 0px 20px 0px 0px;
	margin: 0px;
}

.nav-bar {
	width: 1007px;
	color: #FFFFFF;
	height: 43px;
	background-color: #B9C7D4;
	vertical-align:top;
	padding: 0px;
	margin: 0px;
	background-image: url("images/consumer-nav-bg.gif");
}

/* TOP NAVIGATION */
.align-right {
	float: right;
	padding-right: 8px;
}

/* home */

div.home-btn, .home-btn-over {
	float: left;
	width: 39px;
	height: 37px;
	margin: 0;
	background: url( 'images/home.gif' ) -39px 0 no-repeat;
}

div.home-btn a {
	display: block;
	margin: 0; padding:0;
	width: 39px;
	height: 37px;
	overflow:hidden;
	background: url( 'images/home.gif' ) 0 0 no-repeat;
}

div.home-btn a:hover {
	background-image: none;
}


/* aboutus */

div.aboutus-btn, .aboutus-btn-over {
	float: left;
	width: 57px;
	height: 37px;
	margin: 0;
	background: url( 'images/aboutus.gif' ) -57px 0 no-repeat;
}

div.aboutus-btn a {
	display: block;
	margin: 0; padding:0;
	width: 57px;
	height: 37px;
	overflow:hidden;
	background: url( 'images/aboutus.gif' ) 0 0 no-repeat;
}

div.aboutus-btn a:hover {
	background-image: none;
}

/* contactus */

div.contactus-btn, .contactus-btn-over {
	float: left;
	width: 65px;
	height: 37px;
	margin: 0;
	background: url( 'images/contactus.gif' ) -65px 0 no-repeat;
}

div.contactus-btn a {
	display: block;
	margin: 0; padding:0;
	width: 65px;
	height: 37px;
	overflow:hidden;
	background: url( 'images/contactus.gif' ) 0 0 no-repeat;
}

div.contactus-btn a:hover {
	background-image: none;
}

/* careers */

div.careers-btn, .careers-btn-over {
	float: left;
	width: 47px;
	height: 37px;
	margin: 0;
	background: url( 'images/careers.gif' ) -47px 0 no-repeat;
}

div.careers-btn a {
	display: block;
	margin: 0; padding:0;
	width: 47px;
	height: 37px;
	overflow:hidden;
	background: url( 'images/careers.gif' ) 0 0 no-repeat;
}

div.careers-btn a:hover {
	background-image: none;
}

/* END OF TOP NAVIGATION */

.align-left {
	padding-left: 13px;
}

/* MAIN NAVIGATION */

/* services */

div.services-btn, .services-btn-over {
	float: left;
	width: 79px;
	height: 43px;
	margin: 0;
	background: url( 'images/services.gif' ) -79px 0 no-repeat;
}

div.services-btn a {
	display: block;
	margin: 0; padding:0;
	width: 79px;
	height: 43px;
	overflow:hidden;
	background: url( 'images/services.gif' ) 0 0 no-repeat;
}

div.services-btn a:hover {
	background-image: none;
}

/* raq */

div.raq-btn, .raq-btn-over {
	float: left;
	width: 132px;
	height: 43px;
	margin: 0;
	background: url( 'images/raq.gif' ) -132px 0 no-repeat;
}

div.raq-btn a {
	display: block;
	margin: 0; padding:0;
	width: 132px;
	height: 43px;
	overflow:hidden;
	background: url( 'images/raq.gif' ) 0 0 no-repeat;
}

div.raq-btn a:hover {
	background-image: none;
}

/* payment */

div.payment-btn, .payment-btn-over {
	float: left;
	width: 131px;
	height: 43px;
	margin: 0;
	background: url( 'images/payment.gif' ) -131px 0 no-repeat;
}

div.payment-btn a {
	display: block;
	margin: 0; padding:0;
	width: 131px;
	height: 43px;
	overflow:hidden;
	background: url( 'images/payment.gif' ) 0 0 no-repeat;
}

div.payment-btn a:hover {
	background-image: none;
}

/* claims */

div.claims-btn, .claims-btn-over {
	float: left;
	width: 72px;
	height: 43px;
	margin: 0;
	background: url( 'images/claims.gif' ) -72px 0 no-repeat;
}

div.claims-btn a {
	display: block;
	margin: 0; padding:0;
	width: 72px;
	height: 43px;
	overflow:hidden;
	background: url( 'images/claims.gif' ) 0 0 no-repeat;
}

div.claims-btn a:hover {
	background-image: none;
}

/* onlinepayment */

div.onlinepayment-btn, .onlinepayment-btn-over {
	float: left;
	width: 124px;
	height: 43px;
	margin: 0;
	background: url( 'images/onlinepayment.gif' ) -124px 0 no-repeat;
}

div.onlinepayment-btn a {
	display: block;
	margin: 0; padding:0;
	width: 124px;
	height: 43px;
	overflow:hidden;
	background: url( 'images/onlinepayment.gif' ) 0 0 no-repeat;
}

div.onlinepayment-btn a:hover {
	background-image: none;
}


/* END OF MAIN NAVIGATION */

.body-wrap, .body-wrap td {
	width: 1007px;
	height: 100%;
	margin: 0;
	padding: 0;
	font-size: .75em;
	line-height: 1.3em;
	color: #48748e;
}

.body-wrap h1 {
	font-size: 1.4em;
	line-height: 1.4em;
	letter-spacing: 1px;
	font-weight: normal;
	border: 0;
	margin: 0;
	padding: 0;
	color: #b0becb;
}

.body-wrap small {
	font-size: 1.2em;
	letter-spacing: 1px;
	line-height: 1.4em;
	font-weight: normal;
	font-variant: small-caps;
	color: #b0becb;
}

.body-wrap a:link {
	color: #14354f;
	text-decoration: none;
}

.body-wrap a:visited {
	color: #14354f;
	text-decoration: none;
}

.body-wrap a:hover {
	color: #48748E;
	text-decoration: none;
}

.body-wrap a:active {
	color: #48748E;
	text-decoration: none;
}

.body-wrap .left {
	width: 205px;
	height: 100%;
	padding: 26px 0px 26px 20px;
	margin: 0 -20px 0 0 ;
	float: left;
	background-color: #FFFFFF;
	border-left: none;

}

.body-wrap .right {
	width: 744px;
	*width: 764px;
	height: 100%;
	padding: 26px 20px 26px 0px;
	margin: 0;
	float: right;
	background-color: #FFFFFF;
	border-right: none;
	vertical-align: top;
}

.body-wrap .right img {
	border: 0;
	margin: 5px 0 0 0;
	* margin: 0;
	padding: 0;
}

/* Expanded state of navigation */
.content li.expanded .menu a {
	margin:0 -20px 0 -30px;
	padding:8px 0px 8px 20px;
	z-index: 100;
	color: #424241;
	text-decoration: none;
}

/* Expanded-Expanded state of navigation */
.content li.expanded .menu .expanded a {
	margin:0px -20px 0px -30px;
	padding:0px 0px 0px 20px;
	color: #424241;
	text-decoration: none;
}

.content li .active {
	font-weight: bold;
	color: #bec9d4;
}


hr {
	border-top: 1px solid #bec9d4;
	border-right: 0px;
	border-bottom: 0px;
	border-left: 0px;
	padding-bottom: 10px;
}

.display-none {
	display: none;
	height: 1px;
}

tbody {
  border: none;
}

/* TEST */

.top_bar {
	color: #b9c7d4;
	font-size: 1px;
	padding-top: 10px;
	text-align: right;
	padding-right: 30px;
}


.top_bar a:link {
	color:#b9c7d4;
	text-decoration:underline;
}

.top_bar a:visited {
	color:#b9c7d4;
	text-decoration:underline;
}

.top_bar a:hover {
	color:#424241;
	text-decoration:none;
}

.top_bar a:active {
	color:#424241;
	text-decoration:none;
}

#header-region * {
  display: inline;
  margin:10px 0px 0px 0px;
}

#header-region label {
  font-weight:normal;
}

.primary li, .primary ul, .primary a {
	color:#b9c7d4;
	text-decoration:none;
	list-style-image: none;
	list-style-type: none;
	margin:0px 0px 0px 0px;
	padding:0px 0px 0px 0px;
	font-size: 13.5px;
	letter-spacing: .5pt;
}


/* Expanded state of navigation */
.primary li.expanded .menu a {
	color: #48748E;
	text-decoration: none;
	font-size: 11px;
}

/* Expanded-Expanded state of navigation */
.primary li.expanded .menu .expanded a {
	color: #48748E;
	text-decoration: none;
}

.primary li .active {
	color: #14354f;
}

.lt-blue-testimonials {
	color: #b0becb;
	font-style: italic;
	text-align: right;

}