There’s Coverage for That: Water and Sewer Lines

Most people do not get excited about insurance. It is something we buy – some of us because we have to, some of us because we feel it is the responsible decision – but insurance is not something we all follow closely, giddily discussing new product offerings with our friends.

However, once in a while, insurance companies will introduce a new coverage that homeowners are excited about and eagerly purchase as soon as it is available. Over the past few

Cyber Security: Back to Basics

October is Cyber Security Awareness Month. Last year, we told you all about Cyber Insurance: what it covers, who should buy it, and why it’s an important part of your commercial insurance portfolio.

This Cyber Security Awareness Month, we

Beat the Heat: Housefires and Your Insurance

Over the past fifteen years, the Canadian insurance industry has seen a surge in water damage claims, with water-related losses surpassing fire as the leading cause of damage in homes. In fact, as of 2014, water damage claims comprised 50% of all home insurance claims. With the pandemic, however, fire is making an unwelcome comeback.

In June, Canadian Underwriter Magazine published an article indicating that the instances of housefires have

Driving Back to School

In the span of a day, autumn seemed to arrive in Victoria: the leaves are falling, the coolness is settling in, and kids are going back to school!

Even without a pandemic changing the way pretty much everything works, September tends to be a busy, sometimes overwhelming month, particularly for people going to school or organizing school-aged children. Understandably, auto insurance is not at the top of everyone’s mind. However, if you have children or teenagers starting back at school,

Strata Insurance Update: August 2020

In January, we posted about the ever-changing condo insurance marketplace, outlining the basics of strata insurance and some of the challenges being faced by strata corporations when renewing their insurance policies.

By Royal Assent on August 14th, 2002, the BC Legislative Assembly passed changes to the Municipal Affairs and Housing Statutes Act affecting strata insurance. Some changes came into effect as of August 14th, and others will be effective at