Are You Quake Ready?

Earthquakes, though they are among the most catastrophic natural disasters, are infrequent and unpredictable. Therefore, many people choose to ignore the risk. However, not preparing for an earthquake could be a devastating decision in the long run.

In the past 20 years, there have been over 81 earthquakes in Canada, which resulted in 228 deaths and millions of dollars in business losses. In addition, increasing urban development in seismically active areas and the vulnerability of older buildings has increased the

Mortgage Insurance vs. Life Insurance


If you have mortgage life insurance that you purchased through your lender there are some things you should be aware of. First of all mortgage life insurance tends to be more expensive than personal life insurance purchased through an independent life insurance broker. To give you a sense of the cost differences here are some sample comparisons of mortgage life insurance versus personal life insurance:

Updated Rules for Operating Drones

On Jan. 9, 2019, the federal government published updated rules—to be enforced by Transport Canada and the Royal Canadian Mounted Police (RCMP)—for flying unmanned aerial vehicles (UAVs), more commonly known as drones, in Canada. The new rules, which apply to drones weighing 250 grams to 25 kilograms that are operated within the pilot’s visual-line-of-sight, introduce two categories of drone operations based on proximity to bystanders and airspace rules. These new regulations went into effect on June 1, 2019. Read the

Employment Practices Liability

Employment Practices Liability insurance provides coverage to employers against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues.

Employment-related lawsuits are a growing concern for employers of all sizes, including home-based businesses.

Check out this Employment Practices Liability flyer, or call us at 1.250.595.5212 to learn more.


Digital Privacy Act: Canada’s Data Breach Notifications Rules

With each passing year, malicious cyber events increase in size and severity, impacting companies and customers alike. Small and medium-sized businesses are common victims of hackers, as their security measures tend to be easier to crack. However, even global organizations like Yahoo, eBay and Target that have invested substantial sums into cyber security programs are not immune from the threat of a data breach.

In 2016 alone, more than 1.3 billion records were lost or stolen worldwide, with Northern America