Pandemic Precautions: What You Need to Know About ICBC Insurance and COVID-19

During a global pandemic, there are enough things to worry about without stressing over your car insurance. To make things easier and safer for anyone looking to renew or make changes to their car insurance, ICBC has temporarily changed their rules for completing certain transactions.

Many insurance brokers are no longer providing in-person service to protect their clients and their staff, and to help comply with social distancing protocols. However, insurance is as important now as always, so Megson

An Important Message Regarding COVID-19


As the pandemic continues to change, we would like to share Megson FitzPatrick’s plans on how we will continue to serve our clients while adhering to our social responsibilities of reducing the level of social interactions in our three locations.

Walk-in traffic
While our offices are no longer open to the general public, and in-person meetings have been temporarily delayed. We remain open for business, as serving our clients is our number

Battle of the ICBC Coverages: RoadStar vs. Roadside Plus

There’s more to car insurance than the basic collision, comprehensive, and liability coverages that come to mind when we are asked to think about Autoplan. ICBC has a number of coverage options that offer additional protection to everyone who purchases them.

The two most popular, and most commonly confused, coverage packages with ICBC have similar-sounding names, and similar-sounding coverages: RoadStar and Roadside Plus. If you are not an ICBC auto insurance expert, telling the difference between the two can be

Understanding the Volatile Insurance Market

Since autumn 2018, the insurance marketplace has become increasingly volatile. In 2020, we continue to see insurers with diminished capacity, less flexible underwriting, and increased premiums, in what is called a “hard market.”

Until mid-2018, we spent over a decade in a soft market. Soft markets provide lower insurance premiums, broader coverage availability, and more flexible underwriting criteria. Insurers tend to be willing to take on more risks, which

Coverage You Need: Employment Practices Liability

If you have watched the news in the past year, you have likely seen something about workplace harassment or discrimination.

According to a study Statistics Canada published in 2018, 19% of women and 13% of men experienced workplace harassment in 2016, and in December 2019, Global News reported that a recent survey indicated “a third to half of Canadians of colour” have experienced racism in their workplace. While many of us may think Canada is a particularly progressive