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Megson FitzPatrick is a division of Rogers Insurance, one of the largest independently owned insurance brokerages in Canada. With roots firmly planted in Victoria, and a span that reaches across the country, our dedication to providing personalized and innovative insurance and risk management solutions protect the businesses, people and property within the communities we live.

Driven by our purpose and guided by our values, we make all of our decisions based on providing the best possible customer experience at every opportunity.

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The west coast of Canada has been known to experience a high number of earthquakes. British Columbia is anticipated to have a large earthquake within the next five decades – so what does that mean for your home insurance? Most home insurance does not cover earthquakes, but you can get protection through an endorsement.

Earthquake coverage works to protect your home, other structures and personal belongings from damages in the event of an earthquake. This includes associated shocks within a period of time but also resulting in landslides, avalanches, volcanic eruptions and other earth movements as a result of the earthquake.

Tsunamis, flood, wave, or other damages are not covered by this endorsement. Hail, rain, wind and snow are as long as the earthquake caused your home to be vulnerable first. This type of damage would also be covered under your regular home insurance. However, it can get complicated if an earthquake occurs, causes damage, which in turn worsens the damage from a storm. That’s why it’s important to have earthquake coverage.

The premium for earthquake coverage is based on risk, but is normally affordable. The higher risk you are for an earthquake, the higher the premium will be.

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The Megson Advantage

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XX%

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XX%

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Primary Content - Locations

Redbrick Office:

Business Division
1st Floor-710 Redbrick Street
Victoria, BC V8T 5J3

Location IconGoogle Maps

Telephone Icon250.595.5212

Fax Icon250.595.2900

Toll Free Icon1.888.595.5212

Business Hours IconMon – Fri 8:30am – 5:00pm
Saturday, Sunday &
Statutory Holidays Closed

Uptown Office:

Personal Insurance
#101 3531 Blanshard Street
Victoria, BC V8Z 0B9

Click to view Uptown Mall Map

Location IconGoogle Maps

Telephone Icon250.595.5212

Fax Icon250.595.2900

Toll Free Icon1.888.595.5212

Business Hours IconMon – Thur 8:30am – 5:00pm
Fri, Sat & Sun 9:00am – 5:00pm
Statutory Holidays* 10:00am – 2:00pm

*With the exception of Christmas, Boxing Day, and New Year’s Day, when the office is closed.

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Primary Content - Areas We Serve

Areas We Serve

  • Abbotsford
  • Aldergrove
  • Burnaby
  • Campbell River
  • Castlegar
  • Chilliwack
  • Colwood
  • Coquitlam
  • Cordova Bay
  • Courtenay
  • Cranbrook
  • Dawson Creek
  • Duncan
  • Esquimalt
  • Fernie
  • Fort St. John
  • Gibsons
  • Gulf Islands
  • Kamloops
  • Kelowna
  • Ladner
  • Ladysmith
  • Langford
  • Langley
  • Mission
  • Nanaimo
  • Nelson
  • Oak Bay
  • Osoyoos
  • Parksville
  • Peachland
  • Penticton
  • Port Alberni
  • Powell River
  • Prince George
  • Prince Rupert
  • Quesnel
  • Richmond
  • Saanich
  • Salmon Arm
  • Sechelt
  • Sidney
  • Sooke
  • Squamish
  • Summerland
  • Surrey
  • Terrace
  • Trail-Fruitvale
  • Tsawwassen
  • Uptown
  • Vancouver
  • Vernon
  • Victoria
  • View Royal
  • Whistler
  • White Rock
  • Williams Lake

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Start a conversation with one of our expert brokers today to determine the right coverage for you.

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