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Commercial Fleet Insurance

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Commercial Auto Coverage that Keeps BC Businesses Rolling 

There is a lot more riding on your commercial fleet than its cargo. Megson FitzPatrick’s dedicated commercial fleet insurance team can provide the best coverage options and rates for your business—no matter if you have a fleet of five vehicles or operate a long-haul trucking business across the country.

Commercial fleet insurance is important coverage that can protect your business, your employees and others on the road in British Columbia and beyond.

What Type of BC Businesses Need Fleet Insurance?

You’ll want fleet insurance if you have five or more motorized vehicles registered under your business name and which are operated by your employees.

Common businesses that maintain a fleet of vehicles include, but are not limited to:

  • Taxi service companies
  • Car rental companies
  • Delivery service companies
  • Construction and other trades companies
  • Transportation companies

Therefore, fleet insurance can provide protection for a wide range of vehicles, including:

  • Cars
  • Vans
  • Buses
  • Sport utility vehicles (SUV)
  • Trucks
  • Tractor trailers… and more

What Does Commercial Fleet Insurance Cover?

Standard commercial fleet insurance provides third-party liability coverage for your business. Third-party liability coverage can help your business cover damage to vehicles and property if your driver is involved in an at-fault accident.

Your business may also want to add optional coverages to its fleet insurance policy, including:

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Collision Coverage

which can help cover repair and replacement costs if your company vehicles are damaged in a collision.

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Comprehensive Coverage

which can help cover repair and replacement costs if your company vehicles are damaged by something besides a collision. Commonly insured hazards include storms (i.e., hail damage), theft and vandalism, fire and falling objects.

There are several other optional coverages (called endorsements) that may be applicable to protecting your company’s fleet. Our expert insurance brokers can discuss these options with you and advise on the best coverage for your unique business needs.

What are the Benefits of Commercial Fleet Insurance?

A commercial fleet policy is typically more affordable and convenient than trying to insure each of your business vehicles separately.

With commercial fleet insurance, you might be eligible to receive group or discounted rates, depending on specific considerations, such as claims history. As such, you can ensure all your business vehicles are protected, while receiving the same discount and a single renewal rate.

It’s also easy to update your policy with the addition or removal of vehicles from your fleet. That said, it’s important to discuss with your broker what is required when it comes to ensuring all your business vehicles are properly covered.

Why Choose Megson FitzPatrick as Your Commercial Fleet Insurance Broker?

For more than 50 years, Megson FitzPatrick has been helping businesses in BC protect their operations, assets and employees.

Our professional and expert brokers specialize in commercial fleet insurance. They are backed by decades of industry experience and knowledge; they’ll work with you to determine the unique needs of your business and fleet so you can have confidence in your coverage.

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As a full-service brokerage, Megson FitzPatrick is also available to help your company navigate the claims process in the event of a loss. Our dedicated brokers will work with you every step of the way.

Discover the Megson FitzPatrick difference for yourself. Get your free quote today.

Areas We Serve

  • Abbotsford
  • Aldergrove
  • Burnaby
  • Campbell River
  • Castlegar
  • Chilliwack
  • Colwood
  • Coquitlam
  • Cordova Bay
  • Courtenay
  • Cranbrook
  • Dawson Creek
  • Duncan
  • Esquimalt
  • Fernie
  • Fort St. John
  • Gibsons
  • Gulf Islands
  • Kamloops
  • Kelowna
  • Ladner
  • Ladysmith
  • Langford
  • Langley
  • Mission
  • Nanaimo
  • Nelson
  • Oak Bay
  • Osoyoos
  • Parksville
  • Peachland
  • Penticton
  • Port Alberni
  • Powell River
  • Prince George
  • Prince Rupert
  • Quesnel
  • Richmond
  • Saanich
  • Salmon Arm
  • Sechelt
  • Sidney
  • Sooke
  • Squamish
  • Summerland
  • Surrey
  • Terrace
  • Trail-Fruitvale
  • Tsawwassen
  • Uptown
  • Vancouver
  • Vernon
  • Victoria
  • View Royal
  • Whistler
  • White Rock
  • Williams Lake

Customer Testimonials

I just wanted to let you know how amazing Sue and Chelsea are. Last Friday was our fleet renewal and of course ICBC through us a curve ball hours before. Sue worked around the clock calling and emailing ICBC to resolve the issue. Sue took many calls from me and was always professional, positive and happy. The fleet was reinsured Friday afternoon, both Sue and Chelsea met me in the parking lot to thank me for the business. All year long no matter what time of day it is they always take my calls, from permits to new vehicle purchases they make it a very simple professional process. I can not thank them enough for their hard work and dedication to customer service. Looking forward to another great year with your team.

I wanted to thank you and the whole team over the past year and a bit. Your service was exemplary and I couldn’t be happier with your willingness to help and for the turnaround times in a very precarious market. It definitely made my job easier.

Megson FitzPatrick has been looking after our insurance needs since 2014 professionally and personally. They are very reliable, responsive and we have built a strong relationship with them. Our account is quite complex, but they always find solutions to our needs and everyone involved in our account is knowledgeable about Marina operations. We are very pleased with the service we receive from Megson’s and would recommend them to others.

Recently got in touch with Jeremy @ Megson FitzPatrick over an issue involving liability and a nanny share. He and the team we able to get us sorted in a very quick manor without issue. Great experience and highly recommend them!

Very competent and professional. Since they act as a broker, they find the best deal for you. Contrast that with an insurance chain that tries to fit you to their products.

On the ball staff that really take care of you. Easy to do business with!

Thanks, Steve. You and your team have been an absolute pleasure to deal with. Every time I bring an opportunity to you, you hit it out of the park. A few years ago, we moved to a model of preferred suppliers and consolidated our business because we find that this approach builds a mutually beneficial partnership where both parties win. We consider Megson FitzPatrick our preferred insurance provider, for sure. Thanks for looking out for us.

I am fortunate to have Megson FitzPatrick as our risk manager and insurance provider. They have always taken an active role in our ever-evolving security software business to ensure that we have the most comprehensive coverage and their expert advice and top-notch service are the best in the industry in my books.

This is why we use Megson’s, you make our life so easy…

Cam Williams, Coast Claims handled my golf club claim. He was great!

Start a conversation with one of our expert brokers today to determine the right coverage for you.

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Rogers Insurance and CapriCMW Merge to Become Acera Insurance.

Megson FitzPatrick, as part of the Rogers Insurance Group, is now Acera Insurance.

As one unified company, we are now one of Canada's largest independent and employee-controlled brokerages.

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