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Why this product?

Eligibility

Held a driver’s license for 10 years or held a driver’s license for five years and taken a recognized safety course. Applicants as young as 18 years with a motorcycle under 400cc’s may qualify for our “Low Displacement Program.”

Program Features

“All Perils” coverage (Collision and Comprehensive);
Policy written on “Agreed Value” basis;
One claim forgiveness, no rating penalty;
Monthly financing available, minimum premiums of $250;
Covers the motorcycle while on the road or in storage with no date restrictions for the on-road usage;
The policy is written on an annual basis, but can be cancelled if the bike is sold.

Standard Benefits

Travel protection in the event of loss or damage from an insured peril when traveling outside of your city of residence.

$500 additional living expenses;
$1,500 to return a damaged or recovered stolen motorcycle;
$1,500 travel expenses to return home;
$500 vehicle replacement expenses.

*Please note, Third Party Legal Liability Coverage must be purchased from ICBC.

Additional Standard Benefits:

Lock re-keying, if keys are stolen (no deductible);
Emergency road-service coverage up to a maximum of $100 per occurrence (no deductible);
Up to $1,000 for motorcycle riding gear (basis of settlement is replacement cost; higher limits are available upon request);
Up to $1,000 for trailer towed by bike;
Includes unlimited use to and from work or school;
Policy coverage will extend to attached accessories, provided they are included with the agreed value.

Touring Package (optional coverage)

Protection in the event of a physical damage claim, or if you are medically unable to ride while traveling outside of your city of residence:

$1,000 additional living expenses;
$3,000 to return your bike back to your city of residence;
$1,500 travel expenses to return home;
$200 emergency roadside assistance;
$500 replacement vehicle expenses for rented or borrowed automobile.

Find Motorcycle Insurance Suited to You

Here at Megson FitzPatrick, we recognize that driving styles and equipment are different from rider to rider. That’s why we offer motorcycle insurance that is tailored to suit you and your motorcycle needs, and strive to help protect every type of rider that there is. Our coverage’s and packages guarantee that you have the best protection when riding.

Our brokers can provide you with a quick motorcycle insurance quote to help get you protected as soon and as easy as possible.

Get Peace of Mind with Motorcycle Insurance

B.C is a popular motorcycle touring location, and biking is one of the best ways to experience the rugged beauty of the province. There’s no doubt that motorcycling is a pastime that comes at a cost, and we know that your bike’s protection matters. After all, it’s a passion for you – and it’s our passion to ensure that you get the motorcycle coverage you need. We are staffed with knowledgeable and friendly motorcycle insurance brokers who can put your mind at ease when it comes to your bike’s insurance.

Contact our insurance brokers to get started and find out what coverage is offered for you. At Megson FitzPatrick, our brokers are always available to answer any insurance-related questions you might have and tell you about what discounts you may be eligible for. We’re here to guarantee you get the best coverage for you and your bike.

Motorcycle Insurance Coverage Options

When it comes to insuring your treasured bike, you need to consider both the extent of your coverage and its price. With a customizable policy plan, you can be comforted by the fact that you won’t have to pay for any unnecessary expenses. Our insurance brokers will be able to discuss what coverage options are available to you while keeping your budget in mind. Here is a list of options you can get coverage for:

Roadside assistance
Personal riding-related gear lost in an accident
Modifications or accessories that you have installed on your bike
Vacation expenses if you make a claim while you are on vacation
The basic coverage –collision, comprehensive, and storage time.
- Collision – covers collision damage to your bike.
- Comprehensive – covers other types of damage to your bike, such as vandalism or fire.
- Storage Time – protection for when your bike is not being regularly used.

Best Motorcycle Insurance Quotes

There are a lot factors that go into determining what your motorcycle insurance rates will be. It is important that you understand what these factors are so that you know whether or not you’re getting the best protection for the right price. Our insurance brokers can help you out if you’re having trouble. Here are some of the factors that contribute to determining your motorcycle insurance rates:

What type of motorcycle you ride
The make of your motorcycle
What area you live in
Your motorcycle driving record
Your insurance and claims history
Your motorcycle coverage options

Why Motorcycle Insurance?

Whether it’s your first time buying coverage for a new motorcycle or you are looking to renew your current motorcycle insurance, you should be conscious of what your policy includes. If you are having trouble, a broker is always available to help go over the details of your insurance. They can review the fine print with you.

Motorcycle insurance is important because it guarantees bike riders a financial security net if their vehicle is damaged or destroyed. Motorcycle insurance also helps to protect riders from major costs in the event of a potential future loss. After all, it’s a small cost in exchange for peace of mind. If the unthinkable happens, you want to know you’re properly insured.

Motorcycle Safety Tips

The best means to getting cheaper motorcycle insurance rates is by practicing safe riding. One way to get discounts on your insurance rates, particularly if you’re a new rider, is by taking a motorcycle training course. This can help set you up with good habits from the get-go as well, and lessen your overall risk of being involved in an accident or a collision. Maintaining a good driving record is a sure-fire way to ensuring that you’re in the best possible standing for when it comes to your insurance. Here are some ways for you to keep safe while riding your bike:

Wear the right gear. Protective gear, a helmet and face shield (or protective eyewear) and reflective equipment so that drivers can see you easily are necessities for safe driving. Gloves and boots with non-skid soles are also useful to protect you from injuries.
Obey the traffic rules. Acclimate yourself to the traffic rules where you live and be conscious of speed limits. Moreover, new riders should be aware of how riding a motorbike can be different from driving a car on B.C. roads.
Drive sober, aware and awake. Fatigue is just as bad when it comes to impairing your ability to make proper decisions as drunk driving. Make sure that you are sober and well-rested for when you hit the road to reduce risk to yourself and others.
Maintain proper upkeep of your bike. Check your tires regularly, test to see if your lights are fully functional, and assess your hydraulic and coolant flaunts as often as possible. You should ensure your brakes, horn, clutch and mirrors are fully functional prior to riding. This lessens your risk of motorcycle breakdown while on the road.

Areas We Serve

These are only some of the locations we serve, we can write policies for businesses or residents located anywhere in BC.

Castlegar
Gibsons
Ladysmith
Langley
Nelson
Sechelt
Summerland
Williams Lake
Abbotsford
Aldergrove
Burnaby
Campbell River
Chilliwack
Colwood
Coquitlam
Cordova Bay
Courtenay
Cranbrook
Dawson Creek
Duncan
Esquimalt
Fernie
Fort St. John
Gulf Islands
Kamloops
Kelowna
Ladner
Langford
Mission
Nanaimo
Oak Bay
Osoyoos
Parksville
Peachland
Penticton
Port Alberni
Powell River
Prince George
Prince Rupert
Quesnel
Saanich
Salmon Arm
Sidney
Sooke
Squamish
Surrey
Terrace
Trail-Fruitvale
Tsawwassen
Uptown
Vancouver
Vernon
Victoria
View Royal
Whistler
White Rock

Testimonials

I just returned from your Victoria Uptown location and as every time I've been there the customer service has been excellent! Everyone I've been dealing with at MF during repeat visits over the past year has been extremely friendly and knowledgeable. I also appreciate the office's Covid policies in place to keep everyone safe. I'm lucky to have such as friendly and competent insurance broker in my neighbouhood.

Anja P.

Apologies as this is slow...but believe when you are treated with exceptional charm, wit , good humour and professionalism you should share! I had the good fortune of renewing my car insurance with the vivacious Ms Jackie Brown at the Uptown locale... this woman is exceptional, and so kind and easy going...actually made the process of insurance renewal at Christmas, during a pandemic a breeze.... thank you Ms Jackie... you are an asset to the business and keep on keeping on...

Kate R.

WOW! Blown Away! HUGE S/O to Jackie Brown/Auto Acct. Mngr at @MFIVictoria. Her prompt cheerful helpful efficient service is rare and #MadeMyDay and made me #CustomerForLife of this #YYJ company. Highly recommend to anyone in #Victoria. Thx Jackie <3

Maggie M. @HeartAGlow

Hi There, my wife and I were in for an auto renewal appointment at 0915am this morning (Dec 15). We were at the Shelbourne St office. The customer service agent that dealt with us was very nice, professional, knowledgeable and patient. It was very easy to interact with her. Please pass on our thanks to her and let her supervisor know how lovely our experience was with her today. In this day and age it seems like the only time people contact a business is when they are dissatisfied. We were very satisfied with the customer service today and your employee deserves thanks and appreciation for that.

Rob and Leslee C.

We were very pleased with the agent who processed the Vehicle registration renewal. Likewise, my husband and I were impressed with Shelley Parussini who explained the details of our B.C. home insurance in a clear and easy to understand fashion.

Sandra A.

I was in this morning re autoplan renewal. Jacklyn helped me out today and the last couple of times I have come in. Jacklyn is very knowledgeable and pleasant. I used to be all BCAA however am now transitioning to MF. One of the main reasons for this is your customer service. Fantastic! I will also add that your online appointment system is very convenient.

Will D.

I had a very nice, and very unusual experience last week. Out of the blue, someone named Samantha Rankin who works for Megson Fitzpatrick reached out and asked if I knew that my good credit score could help me get lower rates on my insurance. I. WAS. FLOORED. My most common experience in getting better rates normally involves threatening my mobile provider / internet provider that I’m moving my business. Then they miraculously find me a better rate with more features. It always comes down to thinly veiled threats. I can’t tell you how nice it was to have Ms. Rankin tell me I could get lower rates, and that she would handle all the work. This is how great brands are built. Give her a raise!

Marc S.

I had two appointments with your staff. One was over the phone to renew our vehicle insurance and the other was in-person to transfer a travel trailer into our name and insure it. Both staff were absolutely lovely to deal with, the length of the appointments were great and any questions or concerns I had were answered. Very good experience!!

Heather L.

Just wanted to follow up with my appointment today at the Uptown Centre in Victoria BC. Was greeted at the door by [Vicky] very pleasantly. Proceeded on to my appointment with [Hayley] to transfer a vehicle into my name and buy insurance. Just wanted to pass on the excellent service I received and how easy and pleasant the process was. Would highly recommend Haley and your company to my friends.

Bruce R.

I was just at your office this afternoon and received excellent service! Katrina was amazing and very patient with me. I had two vehicles that I needed to register and insure in B.C from Alberta. She explained very clearly all the difference between provinces and helped me in deciding what to insure! I will without question recommended Megson Fitzpatrick as all staff seem extremely helpful and professional! It is very difficult these days with covid to been seen without an appointment but Sheila manage to accommodate me and explain what documentation I needed when I came back to the office. Thanks to both ladies as moving is stressful enough!

Sam M.

The lovely person who helped me was named Jaclyn at the Shelbourne branch. She was an absolute pleasure to work with! 10/10

Justin K.

Awesome service and the agent was very knowledgeable and helpful.You got me as a customer. Thank you

Iggy K.

I received excellent service when I went to my appointment. Your representative was awesome and informative.

Eddie S.

I wanted to pass along how wonderful your staff is. From the receptionist to Jackie Brown, who renewed my insurance, your staff was helpful, friendly and I felt very safe. Jackie was particularly friendly and lovely to deal with. Thanks for wonderful service in such odd times. Being able to make an appointment was so helpful as well.

Melissa L.

We were very impressed with your service. The agent was delightful, knowledgable and very sweet. Thank you

John M.

I’m sorry that I missed the young ladies name who I met with but her service was EXCELLENT! Fast, friendly, efficient with a great sense of humour (much needed in these times). I also felt completely safe. Thanks so much for your help in renewing my car insurance. I highly recommend Megson to all my friends and family……always. Keep up the great work!

Rose A.

Yesterday [June 18, 2020], I had the delightful experience to (remotely) renew my auto insurance with Hayley Zedel. She was most helpful in her kind and knowledgeable manner. Your company is very fortunate to have her as a very thoughtful and pleasant staff member.

David H.

Very helpful. They take the time to answer all your questions. Highly recommended. You might be on hold for awhile during this COVID situation, but they’re very helpful once they answer your call. Call to see if they’re able to register new plates, they have been working towards being able to do this for you.

David M.

I am new to BC, with that being said the insurance is so different here. They went through everything in detail with me and made me feel a little more comfortable understanding insurance here. Thanks you for that

Lori B.

Have dealt with MFI on several occasions recently and have been very satisfied with my experience. Kim Tucson has been extremely helpful and professional. Many thanks

Glenn W.

We've dealt with Megson FitzPatrick for home onsurance for several years. W've always experienced prompt service and the agents are very knowledgable and helpful

John P.

I would like to take this time to acknowledge Sheila Ciesek for her excellent customer service. She was very friendly, polite and professional and helped me insure 4 trucks. I called into today to insure a trailer and was lucky enough to get her again. She is the reason we will do our truck and trailer insurance with your company. As an office manager for a small company I appreciate people like her with her skill set. She is an asset to your company and I hope we still have the option of doing the insuring over the phone.

Cheryl H

The multiple Megson Fitzpatrick locations across the city make obtaining insurance easy. But my preference for the company goes beyond that simple convenience. Time again, my experience with the staff is top notch. They are knowledgeable, kind, and genuinely enjoy a good conversation. Everytime I enter and exit a Megson Fitzpatrick store, it's all smiles.

Matt T

I am writing to give credit to Cassie at the Uptown location for her tremendous and efficient service last month. I was on a tight timeline, and needed to re-insure two vehicles, and change a policy significantly, and was feeling stressed. Cassie quickly took care of everything, answered all of my questions, and was courteous as all get out. Thanks Cassie!

Pam Z

We are often too quick to criticize when things go wrong and too slow to show appreciation when things go right. I have been insuring my (now five) motorcycles with your company for ~10 years. Furthermore, I have been purchasing insurance for various machines, including commercial aircraft, for more than 50 years. I know insurance companies. Since my relationship with Megson FitzPatrick began my agent has been Chris Murphy. I cannot speak too highly of the friendly, competent, timely service Chris has given me over the years. While discounts are always appreciated, that is not why I moved from Beacon to your company. Christopher Murphy is the reason I am with your company.

Jerry O’Leary Cutler

My Motorcycle's Blue Book Value

My Motorcycle

My bluebook valuation*

*Based on assumed condition of *clean*.

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Payment

Credit card payments can be made by Visa or MasterCard on policies on One Pay or Three Pay plans. Please note at this time, credit card payment is not available on monthly paid policies.

By clicking on this link you can either: https://apps.intactinsurance.com/on/secure/payment-british-columbia.html

Make a one-time payment of your premium currently owing on your policy;

Register your credit card, where any current or future premiums owing will be automatically charged to your card on the payment due date.

IMPORTANT NOTE: When inputting your policy number, do not use spaces and add a “3” as your last digit. For example, policy number is 7v9241339, input 7v92413393.

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