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In 1993 Michael Megson, a motorcycle enthusiast, recognized the need for a provincial program specifically for motorcycle riders. We are proud to be the first in BC to offer a physical damage program for riders. As a market leader our program covers a wide range of riders and bikes.

We have three distinct programs available to BC’s riders:

The Motorcycle Program

These are some of the features that make our Motorcycle Program a favourite with BC’s riders:

We offer a combination of on-road and storage coverage. The policy automatically takes into consideration the seasonal use of motorcycles, so we don’t restrict your on-road use to a certain period of time

  • “All Perils” annual combined coverage (Collision & Comprehensive combined);
  • Policies are written on an Agreed Value basis;
  • A variety of deductible options;
  • One claim forgiveness (no rating penalty);
  • Emergency roadside assistance up to a maximum of $100 per occurrence, with no deductible.

The Motorcycle policy includes:

  • Travel Protection when travelling outside your city of residence
    • $500 additional living expenses in the event of loss or damage from an insured peril;
    • $1500 to bring a damaged or recovered stolen vehicle back home;
    • $1500 of travel expenses to return home;
    • $500 replacement vehicle expenses.
  • Lock re-keying- if keys are stolen, with no deductible;
  • The policy coverage will extend to trailers towed by your motorcycle and attached accessories, provided they are included in the declared value;
  • Up to $1000 of riding gear coverage is included (additional limits available upon request);
  • Up to $1000 for a trailer pulled behind the bike is included (additional limits available upon request).

Optional Coverage – The Touring Package

Protection in the event of a physical damage claim or if you are medically unable to ride while traveling outside your city of residence:

  • $1,000 additional living expenses;
  • $3,000 to return your bike back to your city of residence;
  • $1,500 travel expenses to return home;
  • $200 emergency roadside assistance;
  • $500 replacement vehicle expenses for rented or borrowed automobile.

Call 1.888.595.5212 to have it added to your policy

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Payment

Credit card payments can be made by Visa or MasterCard on policies on One Pay or Three Pay plans. Please note at this time, credit card payment is not available on monthly paid policies.

By clicking on this link you can either: https://apps.intactinsurance.com/on/secure/payment-british-columbia.html

  • Make a one-time payment of your premium currently owing on your policy;

OR

  • Register your credit card, where any current or future premiums owing will be automatically charged to your card on the payment due date.

IMPORTANT NOTE: When inputting your policy number, do not use spaces and add a “3” as your last digit. For example, policy number is 7v9241339, input 7v92413393.

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